Families weighing a move to Keene, TX, usually aren’t casually browsing. They’re comparing real numbers against a real budget, often for a parent who needs a decision soon.
The cost of living in Keene, TX, runs about 9% below the national average, and compared to nearby Fort Worth, it’s 5.5% lower overall, with housing costs running 21.4% lower.
That gap matters even more once senior housing enters the picture, where the difference between a regional average and a local rate can be substantial.
What It Costs to Live in Keene and Fort Worth
Fort Worth and Keene share the same cost-of-living basics, even with Keene’s smaller-town pricing advantage. A modest apartment in Fort Worth typically rents for about $1,400 a month, while the median home price sits around $466,293.
A few categories worth comparing directly:
- Utilities, including electricity, heating, cooling, and water, typically run $120 to $160 a month
- Internet service averages around $60 a month
- Groceries for staples like milk, bread, and produce often fall below national averages
- Healthcare costs, including general practitioner visits and prescriptions, tend to track close to the national average
- Transportation is manageable either way, with lower-than-average gas prices and access to Fort Worth’s public transit system
Keene adds a quieter, small-town setting on top of these numbers, a short drive from Fort Worth’s hospitals, restaurants, and attractions like the Fort Worth Botanic Garden and the Kimbell Art Museum.
Comparing Senior Housing Costs in the Dallas Area
Senior housing costs follow their own logic, and the regional averages tell an important part of the story.
Across the greater Dallas area*:
- Independent living averages about $2,816 a month
- Assisted living averages $6,000
- Memory care averages $7,386
Keene tends to undercut those figures further still.
Costs like these can look steep until you compare them with what they replace. A single monthly rate typically folds in housing, meals, housekeeping, utilities, transportation, and activities, several expenses that would otherwise show up separately on a household budget.
*Data from A Place for Mom and CareScout (2026).
How Families Pay for Senior Living
Senior living communities are almost always private pay, much like renting an apartment or booking an extended stay. That’s one of the basics behind the costs of senior living near Fort Worth that catches many families off guard. Medicare does not cover the cost of residency itself, though it may cover certain medical services received while living in a community.
Most families cover costs through some combination of the following:
- Personal savings set aside for retirement or long-term care
- Long-term care insurance policies
- VA Aid and Attendance benefits for eligible veterans
- Reverse mortgages on a previously owned home
Organizations like AARP, the National Council on Aging, and the Department of Veterans Affairs all offer free tools and guidance for families working through these options for the first time.
What a Monthly Rate Typically Includes
Most senior living pricing splits into two categories: hospitality and care.
Hospitality covers the amenities every resident enjoys, while care costs scale to the individual support a resident actually needs.
A typical monthly rate includes:
- Chef-prepared meals served daily, with dietary accommodations available
- Housekeeping, laundry, and routine maintenance
- Scheduled transportation to appointments and errands
- Utilities, Wi-Fi, and cable included
- Access to the full activities calendar and wellness programming
Care costs are added on top of that base rate and scale with the level of support a resident needs, from occasional help to more comprehensive daily assistance.
Pricing at Pegasus Landing of Chisholm Trail
At Pegasus Landing of Chisholm Trail in Keene, current monthly rates in 2026 start at $2,295 for independent living, $3,295 for assisted living, and $4,295 for memory care, each well below the Dallas-area averages for the same type of care.
Floor plans range from studios to two-bedroom layouts, with options available across all three levels of support on a single campus.
Every resident has access to:
- A licensed nurse on-site and 24-hour emergency call access
- Three chef-prepared meals daily, with vegetarian and kosher options
- Daily activities
- Housekeeping, transportation, and on-site therapy services
- A stocked fishing pond and an on-site beautician
- Our Connections memory care program, built on neuroplasticity and evidence-based practice
Families can weigh these numbers directly against a household budget rather than relying on regional estimates alone.
Frequently Asked Questions
Fort Worth-area senior living costs are typically private pay, much like renting an apartment, with costs covered through personal savings, insurance, or benefits programs rather than government-funded care.
Medicare may cover certain medical services received while living in a community, but it does not cover the cost of residency itself.
A monthly rate typically folds in meals, utilities, housekeeping, and maintenance, costs that would otherwise be paid separately, while removing expenses like property taxes and home repairs entirely.
Hospitality covers amenities available to every resident, like meals and activities, while care costs are added based on the specific support an individual resident needs.
A Clearer Picture of the Numbers
Understanding the costs of senior living in Fort Worth and Keene comes down to comparing real numbers, not assumptions. With a lower cost of living, competitive local pricing, and a monthly rate that consolidates several household expenses, the math often looks better than families expect.
See Current Pricing at Pegasus Landing of Chisholm Trail
Ready to see how these numbers apply to your family? Contact us today for current pricing and to schedule a tour of Pegasus Landing of Chisholm Trail in Keene, TX.
This article is for general informational purposes only and should not replace financial advice. If you wish, please speak with a financial advisor about your budgeting and long-term care planning. Pricing at Pegasus Landing of Chisholm Trail reflects current rates as of 2026 and is subject to change; contact the community directly for the most up-to-date pricing and availability.